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Toyota Tacoma Insurance Cost:
Toyota Tacoma insurance cost may be a criterion in your decision to buy this small truck. I suggest reading this blog post to find out how much you can expect to pay for car insurance for your new or used Toyota Tacoma.
Full coverage on a Toyota Tacoma costs $112 monthly or $1,338 annually. If you own an older Tacoma and only want liability insurance, you'll pay an average of $45 per month or $536 annually.
2018 Toyota Tacoma Insurance Cost:
• GEICO: $528 per year
• State Farm: $771 per year
• Erie: $777 per year
• USAA: $790 per year
• Progressive: $816 per year
• Nationwide: $921 per year
• Tennessee Farmers: $967 per year
• American Family: $1,025 per year
• Vermont Mutual: $1,028 per year
• Allied: $1,032 per year
• Country: $1,068 per year
• Acuity: $1,110 per year
2017 Toyota Tacoma Insurance Cost:
• GEICO: $511 per year
• State Farm: $679 per year
• Erie: $713 per year
• USAA: $722 per year
• Progressive: $748 per year
• Texas Farm Bureau: $835 per year
• Nationwide: $926 per year
• American Family: $936 per year
• Vermont Mutual: $945 per year
• Country: $1,009 per year
• Quincy: $1,017 per year
• Tennessee Farmers: $1,035 per year
2016 Toyota Tacoma insurance Cost:
• GEICO: $477 per year
• State Farm: $638 per year
• Erie: $666 per year
• USAA: $712 per year
• Progressive: $737 per year
• Texas Farm Bureau: $763 per year
• Vermont Mutual: $879 per year
• Tennessee Farmers: $892 per year
• American Family: $996 per year
• Nationwide: $937 per year
• Country: $956 per year
• Acuity: $981 per year
2015 Toyota Tacoma Insurance Cost:
• GEICO: $508 per year
• Erie: $620 per year
• State Farm: $681 per year
• USAA: $683 per year
• Texas Farm Bureau: $690 per year
• Vermont Mutual: $808 per year
• Tennessee Farmers: $815 per year
• American Family: $899 per year
• Acuity: $961 per year
• Country: $962 per year
• Quincy Mutual: $965 per year
2014 Toyota Tacoma Insurance Cost:
• GEICO: $489 per year
• Texas Farm Bureau: $568 per year
• USAA: $659 per year
• Erie: $665 per year
• State Farm: $715 per year
• Vermont Mutual: $754 per year
• Tennessee Farmers: $803 per year
• Progressive: $815 per year
• Acuity: $908 per year
• American Family: $920 per year
• Quincy Mutual: $946 per year
• Country: $957 per year
2013 Toyota Tacoma Insurance Cost:
• GEICO: $467 per year
• Texas Farm Bureau: $557 per year
• USAA: $606 per year
• Erie: $611 per year
• State Farm: $648 per year
• Vermont Mutual: $723 per year
• Progressive: $728 per year
• Tennessee Farmers: $770 per year
• American Family: $833 per year
• Acuity: $859 per year
• Country: $906 per year
• Quincy Mutual: $927
2012 Toyota Tacoma Insurance Cost:
• GEICO: $447 per year
• Texas Farm Bureau: $509 per year
• USAA: $580 per year
• Erie: $594 per year
• State Farm: $614 per year
• Vermont Mutual: $669 per year
• Progressive: $724 per year
• Tennessee Farmers: $738 per year
• Acuity: $802 per year
• American Family: $830 per year
• Country: $871 per year
• Quincy Mutual: $909
Factors impacting car Insurance Costs:
1- The age of your Toyota Tacoma will affect the money you pay for car insurance:
New vehicles' insurance cost is more than older ones. According to BuyAutoInsurance.com, an average of $1,220 per year is needed to ensure a 2013 Tacoma. About $118 less than the annual average for a 2020 Toyota Tacoma.
2- The better your drive, the less you should pay for insurance:
If you have no history of car insurance claims, you can save an average of $522 annually.
3- Choosing a Toyota Tacoma with lots of safety features can lower the cost of your insurance premium:
Tacoma's available and standard features include:
Airbags, Antilock brake system, daytime running lights, electronic stability control, drum brakes with braking assist, lane departure warning, and traction control.
Benefits of Buying a Toyota Tacoma:
1- Toyota Tacoma's high Safety Rate from the Insurance Institute for Highway Safety helps reduce its insurance costs.
2- Toyota Tacoma has an acceptable rating in the small driver-side small overlap frontal crash test.
3- This small truck also has four-star and five-star safety ratings. This is a rating from the National Highway and Traffic Safety Administration for model years 2016 through 2019.
Reducing Toyota Tacoma Insurance Costs:
Drivers looking for discounts on car insurance for Toyota Tacoma can try these innovative strategies:
• If you don't decide to drive far in your small truck, ask for a low mileage discount.
• Ask about discounts for Tacoma drivers who have college degrees or have reached age 50.
• Purchase an anti-theft device for your Tacoma.
The ten cars with cheap car insurance cost:
1. Subaru Outback.
2. Jeep Wrangler.
3. Honda CR-V.
4. Subaru Forester.
5. Ford Escape.
6. Ford F-150.
7. Chevrolet Equinox.
8. Jeep Cherokee.
9. Toyota Tacoma.
10. Toyota RAV4.
How car models affect insurance rates:
Car insurance companies set Insurance costs based on the risk they've determined for you and your vehicle. To determine a car's risk, insurers consider claim histories, such as accidents, repair costs, and car theft rates.
You Can Check Car History in CarFax.
Cheap Car Insurance:
If you look for cheap car insurance, you should avoid buying the following vehicles:
• Sports Cars:
Sports cars have some of the highest car insurance rates. Not because they are built for speed. The drivers of luxury cars tend to be younger and therefore more accident-prone. This may drive up the cost of insurance.
• High-end Luxury Cars:
High-end luxury cars are expensive to insure. Because repairing them can be pricey.
• Electric Cars:
Electric cars can be pricier to insure because of their higher price tags and repair costs. Replacing an EV battery alone can cost thousands of dollars.
• Cars Most Targeted by Thieves:
These cars also cost more to insure. Comprehensive insurance pays out if your vehicle is stolen. It also covers damage from vandalism, fire, floods, and other problems.
Toyota Tacoma is a reliable small truck with standard features and an excellent off-road capacity. This midsize truck has an actual low insurance cost in comparison with other rivals in the market.
As the leading Used Toyota Tacoma Dealership in Long Beach and Southern America, Car Plus Finance offers you different model years of Toyota Tacoma.
Car Plus Finance provides a Complete Finance Department with the Credit Application and Financing experience to get you financed on all models of Toyota.
If you decide to buy a used Toyota Tacoma or Other Used Cars, do not hesitate to Contact Us.
Sources
Toyota Tacoma Insurance Cost: everything You need to Know. Caranddriver.
https://www.caranddriver.com/car-insurance/a35726650/toyota-tacoma-insurance-cost/
Norman, K. (2021, May 26). Ranking the Cheapest Cars to Insure. Nerdwallet.
https://www.nerdwallet.com/blog/insurance/cars-cheapest-auto-insurance-rates/